The Federal Government has opened applications for the Government Enterprise and Empowerment Programme (GEEP) loan, a national scheme designed to support small businesses and farmers across Nigeria. The programme is implemented under the National Social Investment Programme Agency (NSIPA) and provides zero-interest, collateral-free loans to vulnerable Nigerians operating at the grassroots level.
The programme aims to reduce poverty, improve livelihoods, and strengthen local enterprises that contribute to national economic growth.
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The loan scheme operates through three main windows, namely TraderMoni, MarketMoni, and FarmerMoni. TraderMoni supports petty traders and artisans with small starter loans, while MarketMoni focuses on market women and small-scale business owners. FarmerMoni is structured to assist smallholder farmers with funding for agricultural inputs such as seeds, fertilizers, and equipment. Each programme is tailored to the needs of its beneficiaries and follows flexible repayment terms.
About the Program
The Government Enterprise and Empowerment Programme (GEEP) is a flagship initiative under Nigeria’s National Social Investment Programme Agency (NSIPA). Created to enable financial inclusion and economic empowerment, GEEP provides zero-interest, collateral-free loans to smallholder farmers, petty traders, artisans, and market women across the country.
Eligibility Criteria
To qualify for GEEP, you must meet specific requirements.
- Must be a Nigerian citizen.
- Must run a small business, trade, or farm.
- Must fall within the low-income group targeted by Programme.
- Must register through approved platforms.
- Must belong to a cooperative or trade group recognized under Programme.
Benefits of the Program
GEEP offers clear and practical benefits.
- Access loans of up to ₦300,000 through Programme.
- Enjoy zero interest loans under Programme.
- No collateral required.
- Use funds to expand your business with Government Enterprise and Empowerment Programme support.
- Gain access to financial inclusion through Government Enterprise and Empowerment Programme.
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Documents Required
Prepare these documents before applying for Government Enterprise and Empowerment Programme.
- Valid national ID card.
- Passport Photograph
- Bank Verification Number.
- Recent passport photograph.
- Business or trade group details.
- Active phone number linked to BVN for GEEP records.
Selection Process
GEEP follows a transparent selection process.
- Online application review.
- Verification of personal and BVN details.
- Community level confirmation.
- Final approval based on Programme requirements.
- Loan payment to approved beneficiaries under the Programme.
Tips for Successful Application
- Follow these tips to improve your chances.
- Fill in correct and honest information.
- Use your BVN linked phone number.
- Apply only through official Programme channels.
- Stay active in your cooperative group.
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Program Structure
GEEP runs different loan packages based on business type.
- TraderMoni supports petty traders.
- MarketMoni supports small business owners.
- FarmerMoni supports farmers and agro businesses.
How to Apply Step by Step Guide
Follow these steps to apply for GEEP.
Step 1: Go to the GEEP Portal.
Step 2: Fill the application form carefully.
Step 3: Submit your information for verification.
Step 4: Wait for approval and further instructions from GEEP officials.
